Showing posts with label Indian Banks. Show all posts
Showing posts with label Indian Banks. Show all posts

Wednesday, March 20, 2013

Confessions of a Bank Customer

I am 'fortunate' to be client of two of the leading pvt banks in India.
"Why not just one", you may ask- good question !
"Neither of these two big brands are able to give me minimum service expected"

I am their cross-sell customer too - Xsell Victim, would be more appropriate!
Over the last few months I have shifted my home and status. But these folks find it difficult to handle a gypsy!!

I just wrote a mail to one of their group 'securities' company (all pretensions of their ALM securities have failed, as per the recent reports! They failed, as it was just pretension !)

I got this reply from them.
-----------------
Dear Investor,
Thank you very much for writing to us .

This is an auto-response by the Client Services Team just to let you know
that we are in receipt of your e-mail on the captioned subject. It will be
our best endeavour to revert to you in the earliest possible time. For
standard queries / requirements like statement of account etc, we would
respond within 2 business days, or certainly earlier, where possible.

Should you need to contact any of our Investor Service Centres (ISCs), you
may get in touch with us between 9.30 a.m. and  5.30 p.m., Monday through
Friday on all business days, and we shall be glad to assist. Our contact
numbers are: #### (Toll-free) or  ### (Do not prefix STD code)

Assuring you of our best services.

Sincerely,

--------------
In the first place, why an automatic reply at all. At best it can be a one-liner acknowledging receipt. Or, just fix it and write back. Something a more customer-friendly company such as Amazon does. ( numbers changed to ####)

Miles to go.... for customer enchantment

Saturday, December 15, 2012

Credit card complaints against SBI, ICICI Bank, HDFC: Govt - Indian Express

According to FM, the Central Bank of the county (Reserve Bank of India -RBI) has received# comlpaints in 2011-12:
  • 5,198 complaints against State Bank of India 
  • 1,211 against ICICI Bank  and 
  • 1,153 against HDFC Bank, current market leader.
Small number. But several card holders have complaints against many card-issuers in the country. Big scope to improve service to 'Enchantment' levels...
 
Credit card complaints against SBI, ICICI Bank, HDFC: Govt - Indian Express

Tuesday, October 23, 2012

Leadership Trends in India's No 2 Bank - ICICI Bank

Some highlights :
  • Most of the business leaders are in their early forties
  • CEO 'praising in public' for the exceptional talent
  • Market share is no longer the 'holy book', but other banking performance parameters. Total turnaround indeed !
  • Leadership development through historian, aviator & environmentalist... Black Swan is the way ahead ! 
Interesting trends in leadership development in one of top banks in India.